Coerced Debt Law

New York State now has a law that protects people from being held responsible for debt they were forced into, also known as coerced debt. This law is effective June 17, 2026. The law only covers debt that occurred on or after the effective date. It does not cover debt that occurred before June 17, 2026.

Here are materials that explain your rights under this law:

• Plain language explanation of the law
• Public awareness flyer

Here are template forms that can be submitted to creditors with your claim of coerced debt:

• Notice of Coerced Debt form
• 3rd Party verification form

Questions? Reach out to [email protected]